Your Local Brokers Baseline Finance
For decades, Australians have trusted property as the cornerstone of wealth creation — but what kind of property? While most start with residential, an increasing number of investors (and business owners) are turning their attention to the commercial sector.
Both have their advantages — and both play very different roles in a portfolio. Let’s break down how the two asset classes really compare
Category
Commercial Property
Residential Property
Typical Tenants
Businesses (retailers, professionals, manufacturers, etc.)
Individuals or families
Lease Length Yields
Long-term (1–10+ years)
Generally higher (5–9%+)
Vacancy Risk
Maintenance
Management
Business owners also have a unique advantage — owning their own commercial premises. Instead of paying rent to someone else, they’re building equity in an appreciating asset.
If you’re thinking about diversifying into commercial property — or simply want to understand how it stacks up for your goals — get in touch.
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
Copyright 2025. Baseline Finance. All Rights reserved.