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Benefits of Commercial Property Investment
Value
Appeciation
- Commercial properties can appreciate in value significantly over time, especially in prime locations.
- The value can also increase through property improvements and better management.
Diversification
- Adding commercial properties to an investment portfolio can provide diversification, reducing overall risk.
Professional
Tenants
- Commercial tenants, such as businesses, often maintain the property better than residential tenants.
Triple Net
Leases
- Many commercial properties are leased under triple net leases, where the tenant pays for property taxes, insurance, and maintenance. This reduces the landlord's expenses.
Higher Income
Potential
- Commercial properties typically offer higher rental yields compared to residential properties.
- Long-term leases often provide stable and predictable cash flow.
Tax
Benefits
- Investors can take advantage of tax deductions on interest. property depreciation, and other expenses related to property maintenance and management.
What loan options do I have from the Banks?
Loan-to-Value Ratio (LVR)
Investing in commercial property can be a rewarding venture, offering both income and potential capital appreciation. There are also a number of different asset classes (Industrial, Office, Retail, Childcare, Service Stations or Mixed Use) that provide exposure to different segments of the economy.
Income
Streams
A Bank is going to assess the lease agreement, and the income that stems from this. A bank will require sufficient income to meet the finance costs. If there is a shortfall, they will look into supporting income that you earn outside of the investment to meet their servicing requirements.
Lease
Terms
Ideally, a tenant should have a remaining commitment of at least 3 years on their lease to be viewed favourably by a bank.
Credit
Worthiness
Maintain a good credit score and financial history to secure favourable loan terms.
Why Partner with Baseline Finance?
Commercial Banking Relationships
Comprehensive Solutions
Independance
We aren’t tied to any single lender, which allows us to compare a wide range of finance options and secure better terms for you.
Relationship Driven Service
We are committed to building long-term relationships, not just closing deals.
Expert Guidance
Proven Track Record
No Bank Bureacracy
We help clients avoid the hassle and impersonal service of large banks. At Baseline, its always personalised, agile, and attentive support that you willl get.
Transparent and Honest Service
We provide honest, straightforward advice, ensuring clients fully understand their options and risks. We are also upfront about any fees and terms.

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