The Rent Trap: Why Your SMSF Should Be Your Next Landlord
Expected Read Time: 7 min read Quick Summary The Problem: Business owners often “throw away” thousands in monthly rent to external landlords, building someone else’s wealth. The Solution: Using a Self-Managed Super Fund (SMSF) to purchase your business premises allows you to pay rent to yourself (your super fund). The Benefits: Significant tax savings (15% […]
Direct Bank vs. Mortgage Broker: Why 81% of Borrowers are Ditching the Big Four in 2026
Expected Read Time: 6 min read TL;DR In 2026, 81% of Australian borrowers now use a mortgage broker instead of going direct to a bank. Brokers offer access to dozens of lenders, while banks only sell their own limited products. Baseline Finance provides a unique Strategic Funding Plan, giving you a benchmarked roadmap within 7 […]
Why Your SMSF is the Secret to Owning Your Own Warehouse (and Ditching Your Landlord)
6 min read TL;DR: The Quick Summary The Power of Ownership: Instead of paying rent to a landlord, your business pays rent to your own Self-Managed Super Fund (SMSF). Tax Efficiency: Rental income inside an SMSF is generally taxed at only 15%, and capital gains can be as low as 0% in the pension phase. […]
Does Your SMSF Valuation Really Matter in 2026?
Expected Read Time: 6 min read TL;DR: The Quick Summary The 3-Year Myth is Dead: You must report your SMSF property at market value every single year by June 30. Borrowing Power: Accurate valuations are the difference between securing a loan and being rejected for an “unsupportable” LVR. Compliance Risks: The ATO and auditors are […]
