Charter Hall Is Betting on an SMSF Surge Into Commercial Property: What It Means for Investors
4 min read Quick Summary MARKET SIGNAL: Charter Hall expects more private money to move from residential into commercial property. TAX CHANGES: Negative gearing and CGT changes have weakened the residential investment case. SMSF OPPORTUNITY: SMSFs can still borrow for eligible commercial property. PERTH CONTEXT: Perth’s tight industrial market continues to support demand for quality […]
The LRBA Ban Explained: What the Labor-Greens Deal Means for SMSF Property Investors (2026)
Expected Read Time: 6 min read Quick Summary On June 23, 2026, the Australian Government struck a deal with the Greens to ban new Limited Recourse Borrowing Arrangements (LRBAs) for residential property within Self-Managed Super Funds. Existing loans are fully protected, and there is a short 45-day window to finalize current deals. Importantly, commercial […]
The Rent Trap: Why Your SMSF Should Be Your Next Landlord
Expected Read Time: 7 min read Quick Summary The Problem: Business owners often “throw away” thousands in monthly rent to external landlords, building someone else’s wealth. The Solution: Using a Self-Managed Super Fund (SMSF) to purchase your business premises allows you to pay rent to yourself (your super fund). The Benefits: Significant tax savings (15% […]
Direct Bank vs. Mortgage Broker: Why 81% of Borrowers are Ditching the Big Four in 2026
Expected Read Time: 6 min read TL;DR In 2026, 81% of Australian borrowers now use a mortgage broker instead of going direct to a bank. Brokers offer access to dozens of lenders, while banks only sell their own limited products. Baseline Finance provides a unique Strategic Funding Plan, giving you a benchmarked roadmap within 7 […]
Why Your SMSF is the Secret to Owning Your Own Warehouse (and Ditching Your Landlord)
6 min read TL;DR: The Quick Summary The Power of Ownership: Instead of paying rent to a landlord, your business pays rent to your own Self-Managed Super Fund (SMSF). Tax Efficiency: Rental income inside an SMSF is generally taxed at only 15%, and capital gains can be as low as 0% in the pension phase. […]
Does Your SMSF Valuation Really Matter in 2026?
Expected Read Time: 6 min read TL;DR: The Quick Summary The 3-Year Myth is Dead: You must report your SMSF property at market value every single year by June 30. Borrowing Power: Accurate valuations are the difference between securing a loan and being rejected for an “unsupportable” LVR. Compliance Risks: The ATO and auditors are […]
