Your Local Brokers Baseline Finance

Are Property Investment Loans Dead? Here’s the Truth About the 2026 Budget Changes

Expected Read Time: 6 min read TL;DR: The Quick Summary Negative Gearing: Established properties bought before 7:30 pm on 12 May 2026 are grandfathered. From 1 July 2027, negative gearing is generally limited to new builds, while losses on affected established properties are quarantined. Capital Gains Tax (CGT): For most assets, the 50% discount is […]

Do You Really Need a Mortgage Broker for Your Business? Here’s the Truth

Expected Read Time: 8 min read Quick Summary / TL;DR The Problem: Going direct to a bank limits you to one credit policy. If your business income is “complex,” a “no” from one bank can stall your growth. The Solution: A specialized mortgage broker for entrepreneurs acts as a single point of contact, benchmarking dozens […]

Buying vs. Building: Which Commercial Property Strategy Wins in 2026?

Estimated Read Time: 7 minutes TL;DR: The Quick Verdict Buying Existing: Best for speed and immediate cash flow. With Perth’s industrial vacancy rates hovering near record lows, finding an existing asset is a competitive "land grab." Building New: Best for customisation and long-term equity. If you can handle the 12–24 month lead time, building often […]

Rent vs. Buy: Is 2026 the Year to Own Your Warehouse?

If you’ve spent any time driving through the industrial corridors of Canning Vale, Osborne Park, or Wangara lately, you’ve likely noticed two things. First, there isn't a "For Lease" sign to be found. Second, your landlord seems to be taking an increasingly keen interest in the rising price of eggs: or at least, that’s the […]