Welcome to the Baseline Business & Finance Wrap!
If you’re a business owner in Perth, this is your weekly no-fluff update on the numbers that matter:
📊 Markets– ASX, interest rates & commodity prices
🏡 Property– Perth house prices & rental trends
💰 Business Finance– Lending insights & smart money moves
🤣 Dad Jokes – Because finance shouldn’t be that serious
We’ll keep it short, sharp, and packed with value.
📩 Hit “Subscribe” to get this in your inbox each week! Now, let’s dive in…
Property
- Residential Property listings in Perth remain at low-levels, but are showing ongoing increases from the Christmas period.
- The rate of property price climbs appear to be moderating over what was seen in the 2024 calendar year.
- Rental yields have dropped considerably, with the pace of property price rises outstripping the pace of rental increases.
- Weekly rents on average for a house in Perth are $680 p.w – giving an average rental yield of 4.65%.
Markets
- The ASX has continued its relatively miserable run of late with another down week, but this week has started with a bit more promise.
- The banks have been the major culprits of late (although arguably well overdue), whilst the Miners seem to be trucking on. No real surprises given those commodity prices.
Rate update
- No major rate movements for the week, with the BBSW curve relatively flat.
- A number of financiers are promoting fixed rate specials, however this is aligned with expected rate cuts during 2025.
- Business Finance deals are back – Valuations are being covered, and discounted establishment fees are here.
Baseline Success Story of the Week
- The last few weeks have involved quite a lot of logistical work coordinating the purchase of a specialty truck from Europe for a client.
- It’s an absolute beast of a machine, with incredible capability, and quite something to see in the flesh. It’ll be coming to a mine site near you soon.
- We’ve got a great solution in place at sensational rates.
Dad/Bad Jokes of the Week
- I accidentally handed my wife a glue stick instead of a chapstick—she still isn’t talking to me.
- Did you hear about the circus fire? It was in tents.
- I don’t trust stairs—they’re always up to something.
Need Help Navigating Finance? Let’s Chat.
Whether it’s commercial property finance, business lending, or investment strategy, I’m here to help you make the right move.
Let’s have a quick chat — call 08 6108 3925
Email – brad@baselinefin.com.au
Or just reply to this newsletter—I read every message.
Until next week.
Brad | Baseline Finance
