Finance That’s About More Than Just Numbers

At Baseline Finance, we’re genuinely invested in your journey—call us part of your team. Whether it’s growing your business, buying your dream home, or navigating life’s ups and downs, we provide honest advice, tailored solutions and full transparency.

What to Expect:

We’re Selective

We partner exclusively with ambitious individuals and businesses who:-

want a trusted advisor, value long term relationships and appreciate honest and upfront guidance.

Get in touch with us below to see how we can help.

Frustrated with the banks? Get a Strategic Funding Plan — tailored to your business or investment goals.

Whether you’re running a business or investing in commercial property, we’ll assess your current lending, benchmark it against real options in the market, and build you a clear path to better finance — fast.

What’s Included — At No Cost to You:

Full review of your current lending position
Real-time bank and lender benchmarking
Step-by-step funding roadmap tailored to your goals
We handle the paperwork and manage the process
One point of contact with full accountability
Delivered within 7 days — or we’ll shout you lunch

Our Offerings |

Commercial Property Loans

Whether you need to upgrade your warehouse space, expand stores or find a bigger office, we will help you navigate the commercial loan minefield, ultimately finding one that works for you.

Commercial Development Loans

Commercial Property Development can be a lucrative exercise, but it is also laden with pitfalls and risks. Firstly, what is a commercial development? Broadly speaking – building almost anything other than residential property

Acquisition Finance

Acquisition Finance is finance used to fund the purchase or acquisition of a business or significant business assets. It plays a crucial role in facilitating mergers, acquisitions, and management buyouts.

Asset Finance

Asset and equipment finance is a form of funding that allows businesses to acquire or lease essential machinery and equipment without paying the full cost upfront. This approach is beneficial for managing cash flow and spreading the cost of expensive assets over time.

Working Capital

Working Capital is the life blood of any business, and the primary reason most businesses fail to survive. Mathematically, working capital is calculated as the difference between a company's current assets and its current liabilities.

SMSF Loans

SMSF loans refer to borrowing money through your Self-Managed Super Fund to purchase an investment asset, typically real estate. The loan is obtained by the SMSF, not the individual members, and the purchased asset is held in a trust until the loan is fully repaid.

Home Loans

Buying your first home is one of the biggest decisions you'll make. From jargon filled paperwork, to inspections and ultimately, sealing the deal - we're here to give it to you straight.

Recently Funded Projects |

Cannington

Refinanced investment home loans to secure a lower interest rate and improve monthly cash flow.

Riverton

Refinanced owner-occupied home loans and consolidated personal loans and credit card debt into one facility.

CNC Machine

A computer-controlled precision machine used to cut, shape, drill, mill and manufacture components from materials such as metal, timber or plastics according to programmed designs and specifications.

ISUZU FVZ 260-300

A heavy-duty watercart designed for transporting and distributing water across construction, civil works, mining and other project sites.

Industrial

Refinanced an existing home loan with a tailored equity release solution.

Funding arranged for a new residential investment property.

Funded purchase of investment property.

Industrial

Refinanced a commercial industrial property to consolidate existing debt and fund the completion of additional site improvements.

Refinance an existing investment property and unlock equity for a new residential purchase.

Attwell

Industrial

Funded purchase of Investment property

Matieson

Industrial

Funded land purchase, with development funding to follow

Great Eastern

Office

Refinance existing debt for significant client savings

Yampi

Warehouse

Funding provided for owner occupied purchase

      EXCELLENT  
   Based on 50 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   matthew o'sullivan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brad Smith from Baseline finance has been the best broker I have ever used. I have refinanced a handful of times and my particular scenario having a large property has always made it difficult to have my choice of lender so I have always had to settle for a product I haven’t been happy with. That is until I was recommended Brads services. He managed challenges with ease other brokers could not in the past. He was always keeping me up to date with information daily and working long hours as I was surprised at some of the times I was receiving emails and texts way outside of business hours. I could not recommend Brad more for your finance needs. I will only be using Brad in the future and have already highly recommended him to some of my closest friends and family
  
 
      Posted on Google  
   
   Marcus Light 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience working with Brad from Baseline Finance. His customer service was absolutely brilliant — professional, attentive, and genuinely focused on achieving the best outcome. Brad was great to deal with throughout the entire process, making everything clear and straightforward while ensuring I felt supported at each step.
  
 
      Posted on Google  
   
   Team Admin 
 
 
 
 Trustindex verifies that the original source of the review is Google. We are truly grateful for the help we received from our broker Brad. He was patient, knowledgeable, and always available when we needed support. Thanks to their guidance, everything went far more smoothly than we expected. Fantastic service!” Thanks Brad
  
 
      Posted on Google  
   
   Cheryl Hanrahan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brad was outstanding and could not have helped me more. The whole experience was easy. I can not recommend them enough.
  
 
      Posted on Google  
   
   J Gordon 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had an excellent experience with Brad Smith from Baseline Finance. He was easy to deal with — friendly, professional, and always available to answer any questions (no matter how small!). He sourced a loan for us that was totally out of the ordinary. His advice and guidance made the whole mortgage process as smooth and stress-free as it could be. It was clear he genuinely cared about finding the best outcome for us. We couldn’t recommend Brad more highly — extremely helpful, responsive, and a pleasure to work with.
  
 
      Posted on Google  
   
   Victor Mejia 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very knowledgeable and professional service. Brad has made the process smoother than could be expected. Going above and beyond to ensure i was well informed of each step and clearing up any queries quickly. Thanks again Brad!
  
 
      Posted on Google  
   
   Tsveta Micevski 
 
 
 
 Trustindex verifies that the original source of the review is Google. Professional and dedicated at all times.
  
 
      Posted on Google  
   
   Kirsten Wilson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic help getting everything sorted for us. Brad made something very daunting seem very easy to do. Quick to answer all questions, emails and calls.
  
 
      Posted on Google  
   
   Haley S 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have had THE BEST service experience with our broker Brad Smith. He pours his soul into his work, and goes way above and beyond. Brad is always so quick to reply to emails, texts and phone calls. He has the patience of a saint, and no question is ever silly. Brad always has our best interests at heart, he explains everything clearly and as a bonus has an excellent sense of humour! We have felt so safe and supported throughout the whole process as first home buyers. 10/10 would recommend his service to anyone wanting to secure a home loan.
  
 
      Posted on Google  
   
   Pierre Venter 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great knowledge and very good banter, realistic and honest